Credit

Decentralized Credit Underwriting
Credit scores for wallets.

Decentralized Credit Underwriting scores onchain history into real credit profiles — then prices loans to match the risk.

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Target yield
12.0%
design target
Protocol fee
0.20%%
protocol fee
Category
Credit
Designed for
$100+ allocations
What it does

Engineered for one job.

Onchain lending today is overcollateralized or nothing — billions in productive credit locked out because wallets have no credit score. This product builds one: repayment history, wallet behavior, and protocol interaction, scored into terms that reflect reality.

Terms are dynamic, monitoring is continuous, and the book stays diversified. Credit, finally, for the onchain economy.

How it works

1

Score

Wallet history is analyzed into a credit profile: repayments, behavior, and tenure.

2

Price

Loan terms — rate, size, duration — are set from the score, not from a flat table.

3

Monitor

Borrower health is tracked continuously with terms adjusting to performance.

💳

Capabilities

Who it's for

LendersCredit fundsEmerging-market borrowers
Questions

About Decentralized Credit Underwriting.

How is a wallet scored?
Repayment history, protocol interaction, wallet tenure, and behavioral signals — combined into a living credit profile.
What protects lenders?
Risk-priced terms, continuous monitoring, diversification across the book, and dynamic adjustment as profiles evolve.

Get Decentralized Credit Underwriting working for you.

Join the priority list. We'll reach out the moment your allocation opens — early access members get first placement.

Request early access → See platform plans
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